Privacy Policy

Last updated: 13 September 2025

1. Introduction

Jakanoor India Nidhi Limited ("we," "our," or "us") is committed to protecting the privacy and security of our members' personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

2.1 Personal Information

  • Name, address, and contact information
  • Date of birth and identification documents
  • Financial information including income and employment details
  • Bank account and transaction details
  • Email address and phone number

2.2 Technical Information

  • IP address and device information
  • Browser type and version
  • Website usage patterns and preferences
  • Cookies and similar tracking technologies

3. How We Use Your Information

  • To provide and maintain our financial services
  • To process loan applications and deposit accounts
  • To comply with regulatory requirements and legal obligations
  • To communicate with you about our services
  • To improve our website and services
  • To prevent fraud and ensure security

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • With regulatory authorities as required by law
  • With service providers who assist in our operations
  • With your explicit consent
  • To protect our rights and prevent fraud

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

6. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information (subject to legal requirements)
  • Withdraw consent for data processing
  • File a complaint with regulatory authorities

7. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Email: info@jakanoor.in

Address: Belagavi, Karnataka, India