Our Deposit Schemes
Choose from our range of deposit schemes designed to help you grow your savings securely.
📈
Fixed Deposits
Secure fixed deposit schemes with attractive interest rates
Interest Rate:7.5-9.5%
Min Amount:₹1,000
Max Amount:₹50,00,000
Tenure:1-5 years
- ✓High interest rates
- ✓Flexible tenures
- ✓Quarterly interest
- ✓Premature withdrawal
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Recurring Deposits
Systematic savings through monthly recurring deposits
Interest Rate:7.0-9.0%
Min Amount:₹500/month
Max Amount:₹25,00,000
Tenure:1-5 years
- ✓Monthly deposits
- ✓Competitive returns
- ✓Flexible amounts
- ✓Auto-debit facility
💳
Savings Account
High-yield savings account with digital banking facilities
Interest Rate:4.0-6.0%
Min Amount:₹500
Max Amount:No limit
Tenure:No limit
- ✓High interest
- ✓Digital banking
- ✓ATM facility
- ✓Online transactions
📊
Cumulative Deposits
Compound interest deposits for long-term wealth creation
Interest Rate:8.0-10.0%
Min Amount:₹5,000
Max Amount:₹1,00,00,000
Tenure:3-10 years
- ✓Compound interest
- ✓Long-term growth
- ✓Tax benefits
- ✓Flexible tenure
👴
Senior Citizen Deposits
Special deposit schemes for senior citizens with higher rates
Interest Rate:8.5-10.5%
Min Amount:₹1,000
Max Amount:₹50,00,000
Tenure:1-5 years
- ✓Higher interest rates
- ✓Senior citizen benefits
- ✓Flexible options
- ✓Priority service
💰
Tax Saving Deposits
Tax-saving fixed deposits with 5-year lock-in period
Interest Rate:7.0-9.0%
Min Amount:₹1,000
Max Amount:₹1,50,000
Tenure:5 years
- ✓Tax benefits under 80C
- ✓5-year lock-in
- ✓High interest
- ✓Government approved
Become a Member Today
Join our Nidhi family and enjoy exclusive benefits, higher interest rates, and personalized service.